California Insurance Follows The Car

California Insurance Follows The Car. Full coverage car insurance in california by Promax Insurance Agency Inc Mercury Insurance The driver would be covered under your policy as a "permissive user." The driver's own policy (if insured) might provide excess coverage depending upon the language of his/her policy. In California, insurance typically follows the car, however not all cases are the same.If you're planning to lend your car to a family member or friend, or borrow one from someone else, remember that it's wise to review both of your insurance policies first.

There are a few situations where car insurance follows the driver, though, such as when the car's insurance limits are exceeded, in which case the driver's coverage can be used to fill in the gaps. There are several factors that determine whether and to what extent a person or vehicle is covered, including the names listed on the insurance policy, the state where you live and whether you have the.

California Auto Insurance Requirements

Insurance coverage follows the car so long as you, the vehicle owner, carried insurance coverage Insurance in California follows the vehicle, not the driver.This means you will be covered by the same insurance that covers the car if you drive a friend's car in California. Car insurance in California usually follows the car, although this is not always the case

Who or What does Car Insurance in California follow?. Is it the car or the person who is insured? Even if the car itself has insurance. Particular sorts of coverages may accompany the motorist in specific instances

Health, Home & Car Insurance in California 3107 Agents Compare Rates & Quotes. The driver would be covered under your policy as a "permissive user." The driver's own policy (if insured) might provide excess coverage depending upon the language of his/her policy. Although your car insurance generally follows the car and not the driver, there's one notable exception: if you rent a car for personal use.